What Is Baccarat and How to Play It

What Is Baccarat and How to Play It

Baccarat, or Baccarà, is a very widely played casino card game, and part of the reason for that is that it is so simple to play. It is a low-rule gaming game (all of them simple) with only three odds on which to wager. Its history can be traced back to the 15th century, when it was brought from Italy to France and quickly embraced by the French nobility at the court of King Charles VIII. Today, many enthusiasts discover the thrill of baccarat gambling sites, where the game can be played online with convenience and excitement.

Regardless of its glamorous image as an aristocratic game, Baccarat has pervaded outside of private salons and is now a favourite pursuit among high rollers and Asian gamblers—both old and new. Let's examine the history of Baccarat and how to play it, including the most well-liked variations of this very old card game.

The History of Baccarat

Before diving into the rules, it’s worth revisiting the game’s origins. The earliest historical mentions of Baccarat date back to the 15th century. The game was invented in Asia, in Macao, and found a large fan base in Europe—first in Italy, then in France. Soldiers returning from the Franco-Italian War during the reign of Charles VIII introduced Baccarat to the royal court in a more complex form that used Tarot cards.

As it grew in popularity, the 19th century saw a simpler version, played using a regular deck of cards. This version was enjoyed by the French aristocracy during the era of Napoleon Bonaparte and still entertains millions of casino gamblers across the world. You can even gamble in the elegant American Gaming Hall in a version called Mini Punto Banco—one of the most intriguing and elegant casino games.

How to Play Baccarat

Rules of Baccarat are extremely simple and include two main roles: the banker and the player. However, up to 14 players can bet on a win for the banker or the player or a tie. Once all bets are placed, two hands of two face-down cards are shuffled—one banker's and one player's. The goal is to get as close to nine points as one can with no more than three cards.

The next step is to tally the points on the cards: face cards count for 10 or 0, all others are face value. For example, if the banker's hand is a 3 and a 7, the total is 10, which is 0—thus baccarat. If either hand totals 8 or 9 (a "natural"), the cards are revealed, and the higher total wins. In the case of both hands totaling the same value, the game is a tie.

When there is no natural, the strategy works as follows. If the player has 6 or 7, they don't draw a card. With less than 6, they are dealt one face-up card. Banker's action depends on the player's third card:

  • With 7: banker stands
  • With 6: draws if player's third card is 6 or 7
  • With 5: draws if the third card of the player is 4, 5, 6, or 7
  • With 4: draws if the third card of the player is from 2 to 7
  • With 3: draws if not with the player's third card 8 or 9
  • With 2, 1, or 0 (baccarat): draws always

How Many Decks Are Used in Baccarat?

Punto Banco variant (typically referring to Baccarat in casinos) typically uses four, six, or eight French packs without jokers. For Chemin de Fer, a French favorite, six packs are used. For Baccarat Banque, three packs are typically used, though it might not be so.

Best Strategies for Playing Baccarat

Baccarat is one of those games whose moves follow a very rigid order, depending only on the score. Having a real winning strategy appears to be a utopia, but there is still some freedom for players when placing their bets.

As mentioned earlier, there are three kinds of bets in Baccarat: banker, player, and tie. All of the winning outcomes are paid out differently:

  • Player win: 1:1
  • Tie (égalité or tie): 8:1
  • Banker win: 19:20

By betting style and value pairing, individuals are able to attempt building a Baccarat strategy per game. Sure, there is a component of luck, but with stringent betting selection, individuals can enter the game with more confidence and hopefully enhance their chances of winning.